Cyprus’ property market has taken a significant step forward with the recent approval of an amendment law designed to resolve the issue of ‘trapped buyers’—a group that has, for years, faced enormous difficulties in acquiring legal ownership of their homes despite having met all financial obligations.
These buyers are individuals or companies who paid for properties in Cyprus but were unable to receive their title deeds due to legal complications such as outstanding mortgages, unresolved developer debts, building permit delays, or other legal encumbrances. This issue has created a backlog of ownership disputes that stalled property transfers and left thousands in limbo.
Recognizing the gravity of this problem, the Interior Ministry and the House Legal Committee formed a dedicated working group. Their goal: to create legislation that respects the Constitution and aligns with judicial rulings.
On June 25, 2025, the House of Representatives unanimously passed the Amendment Law 110(I)/2025, which amends the Transfer and Mortgage of Immovable Property Laws of 1965. Published officially on July 4, this law comes on the heels of a landmark Supreme Court ruling (Civil Appeal No. 285/2018, June 20, 2024) that declared previous related legislation unconstitutional for violating fundamental property rights and contract freedoms.
Consequently, thousands of unsettled title deed applications became stalled, aumentando the existing backlog.
This revised legal framework not only addresses constitutional concerns but also provides a more transparent and feasible process for buyers to finally secure legal ownership.
The law mandates the issuance of separate title deeds within 2 years and 8 months following the law’s enactment. Buyers are now required to submit technical certificates (such as planning and building permits) within eight months of notification, or risk application rejection.
Buyers with outstanding balances receive an extended timeframe for payment—from 30 days to 60 days—into a secured Land Registry escrow account.
The adoption of this law is a major milestone for Cyprus, offering legal clarity and renewed confidence for buyers and investors. It sets the stage for a more reliable market ecosystem where property transfers are transparent and rights are better protected.
If you are currently navigating challenges with your property ownership or interested in exploring verified real estate deals, consider browsing our listings of Affordable Apartments for Sale in Cyprus or Plots of Land for Sale to find trustworthy investment options backed by clear legal titles.
About the Author: Evi Cherouvim, LLB, LLM in International Commercial and Business Law, is an associate at Polycarpos Philippou & Associates LLC. The firm specialises in title deed assistance, helping clients resolve legal complications related to property.
Note: This blog is for informational purposes only and does not constitute legal advice.
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